{"id":219511,"date":"2024-04-15T10:59:38","date_gmt":"2024-04-15T08:59:38","guid":{"rendered":"https:\/\/sdk.mk\/?p=219511"},"modified":"2024-05-01T11:17:06","modified_gmt":"2024-05-01T09:17:06","slug":"nuk-ka-me-kredi-te-shpejta-pa-prani-fizike-ministri-besimi-perfundimisht-miraton-rregullore-per-mbrojtje-nga-mashtrimet-me-leternjoftime-te-vjedhura","status":"publish","type":"post","link":"https:\/\/sdk.mk\/index.php\/histori-te-parrefyera\/nuk-ka-me-kredi-te-shpejta-pa-prani-fizike-ministri-besimi-perfundimisht-miraton-rregullore-per-mbrojtje-nga-mashtrimet-me-leternjoftime-te-vjedhura\/","title":{"rendered":"NUK KA M\u00cb KREDI T\u00cb SHPEJTA PA PRANI FIZIKE, MINISTRI BESIMI P\u00cbRFUNDIMISHT MIRATON RREGULLORE P\u00cbR MBROJTJE NGA MASHTRIMET ME LET\u00cbRNJOFTIME T\u00cb VJEDHURA"},"content":{"rendered":"<div class=\"f52428582a4b906b2d2e2a7d733c7d27\" data-index=\"7\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<!-- MSP Ads Asynchronous JS Tag - Generated with Revive Adserver v5.4.1 -->\r\n<ins data-revive-zoneid=\"167\" data-revive-id=\"060fdb01f6430ec164d3519234aa4967\"><\/ins>\r\n<script async src=\"\/\/panel.ads.com.mk\/www\/delivery\/asyncjs.php\"><\/script>\n<\/div>\n<p>Ministri i financave Fatmir Besimi m\u00eb n\u00eb fund miratoi Rregullore p\u00ebr mbrojtje t\u00eb qytetar\u00ebve nga marrje e kredive t\u00eb shpejta n\u00eb emrin e tyre apo si persona t\u00eb tret\u00eb. Rregullorja \u00ebsht\u00eb publikuar dy dit\u00eb pasi SAKAMDAKAZHAM.MK t\u00eb shtun\u00ebn e kaluar publikoi se nj\u00eb rregullore e till\u00eb pritet t\u00eb dal\u00eb tashm\u00eb tet\u00eb muaj.<\/p>\n<ul class=\"ui-sortable-handle\">\n<li><strong><a href=\"https:\/\/sdk.mk\/index.php\/neraskazhani-prikazni\/na-ministerot-za-finansii-fatmir-besimi-8-mesetsi-mu-e-teshko-da-napishe-pravilnik-od-nekolku-strani-za-da-se-stavi-kraj-na-zemaneto-brzi-krediti-so-tuga-lichna-karta\/\"><em>MINISTRI FATMIR BESIMI 8 MUAJ RADHAZI E KA T\u00cb V\u00cbSHTIR\u00cb T\u00cb SHKRUAJ\u00cb NJ\u00cb RREGULLORE PREJ DISA FAQESH DHE T\u2019I JAP\u00cb FUND MARRJES S\u00cb KREDIVE T\u00cb SHPEJTA ME LET\u00cbRNJOFTIM T\u00cb HUAJ<\/em><\/a><\/strong><\/li>\n<\/ul>\n<p>Nga tani e tutje shoq\u00ebrit\u00eb financiare nuk do t\u00eb mund t\u00eb japin kredi t\u00eb shpejta oline, vet\u00ebm me fotografi t\u00eb letr\u00ebs s\u00eb njoftimit e cila mund t\u00eb jet\u00eb e vjedhur. Do t\u00eb nevojitet nj\u00eb identifikim i rrept\u00eb i k\u00ebrkuesit dhe prania e tij e detyrueshme fizike, n\u00eb rast se k\u00ebrkuesi nuk i pranon parat\u00eb n\u00eb llogari, por d\u00ebshiron t\u00eb paguhen direkt n\u00eb ndonj\u00eb dyqan.<\/p>\n<p>N\u00ebse k\u00ebrkuesi i pranon n\u00eb llogarin\u00eb e tij financiare, kjo do t\u00eb shkoj\u00eb direkt n\u00eb kontroll elektronik, me nj\u00eb procedur\u00eb t\u00eb rrept\u00eb ligjore.<\/p>\n<ul>\n<li><a href=\"https:\/\/sdk.mk\/index.php\/neraskazhani-prikazni\/izvrshete-inspektsiski-nadzor-i-proverete-kako-rabotat-finansiskite-drushtva-za-brzi-krediti-bara-narodniot-pravobranitel-od-ministerstvoto-za-finansii-koe-se-pravi-nenadlezhno\/\"><strong><em>D\u00cbRGONI INSPEKSIONE N\u00cb SHOQ\u00cbRIT\u00cb FINANCIARE P\u00cbR KREDI T\u00cb SHPEJTA, K\u00cbRKON AVOKATI I POPULLIT NGA MINISTRIA E FINANCAVE, E CILA HIQET SI JOKOMPETENTE<\/em><\/strong><\/a><\/li>\n<\/ul>\n<ul class=\"ui-sortable-handle\">\n<li><a href=\"https:\/\/sdk.mk\/index.php\/neraskazhani-prikazni\/nov-shok-za-semejstvoto-na-litseto-so-tserebralna-paraliza-dobi-opomena-pred-tuzhba-so-koja-se-bara-za-brz-kredit-od-18-641-denar-shto-izmamnitsi-go-zel-na-negovo-ime-da-plati-67-515-denari\/\"><strong><em>NJ\u00cb SHOK TJET\u00cbR P\u00cbR FAMILJEN E PERSONIT ME PARALIZ\u00cb CEREBRALE, MORI V\u00cbREJTJA PARA PADIS\u00cb ME T\u00cb CIL\u00cbN K\u00cbRKOHET Q\u00cb TA KTHEJ\u00cb KREDIN\u00cb E SHPREJT\u00cb PREJ 18.641 DENAR\u00cbVE Q\u00cb MASHTRUES KAN\u00cb MARR\u00cb N\u00cb EMRIN E VET DUKE PAGUAR\u00a0 67.515\u00a0<\/em><\/strong><\/a><\/li>\n<li><a href=\"https:\/\/sdk.mk\/index.php\/histori-te-parrefyera\/viktime-e-re-me-kredite-e-shpejta-me-leter-njoftime-te-vjedhura-nje-infermiere-nga-shkupi-duhet-te-ktheje-163-000-denare-kredi-qe-dikush-tjeter-ka-marre-ne-emer-te-saj\/\"><strong><em>VIKTIM\u00cb E RE ME KREDIT\u00cb E SHPEJTA ME LET\u00cbR NJOFTIME T\u00cb VJEDHURA, NJ\u00cb INFERMIERE NGA SHKUPI DUHET T\u00cb KTHEJ\u00cb 163.000 DENAR\u00cb KREDI Q\u00cb DIKUSH TJET\u00cbR KA MARR\u00cb N\u00cb EM\u00cbR T\u00cb SAJ<\/em><\/strong><\/a><br \/>\n<a href=\"https:\/\/sdk.mk\/index.php\/neraskazhani-prikazni\/golem-broj-finansiski-drushtva-vmeshani-vo-masoven-grabezh-preku-brzi-krediti-so-ukradeni-podatotsi-od-lichna-karta-65-prijavi-vo-mvr-za-samo-7-mesetsi\/\"><strong><em>SHUM\u00cb E MADHE E SHOQATAVE FINANCIARE JAN\u00cb P\u00cbRZIER N\u00cb GRABITJE MASOVIKE P\u00cbRMES KREDIVE T\u00cb SHPEJTA Q\u00cb MERREN ME LET\u00cbNJOFTIME T\u00cb VJEDHURA, 65 PARAQITJE N\u00cb MPB P\u00cbR VET\u00cbM 7 MUAJ<\/em><\/strong><\/a><\/li>\n<\/ul>\n<p>Rregullorja p\u00ebr m\u00ebnyr\u00ebn e menaxhimit me k\u00ebt\u00eb rrezik \u00ebsht\u00eb miratuar t\u00eb mart\u00ebn. N\u00eb nenin 13 thuhet:<\/p>\n<ul class=\"ui-sortable-handle\">\n<li>me prani fizike n\u00eb selin\u00eb e shoqat\u00ebs financire apo n\u00eb ndonj\u00eb nga deg\u00ebt e saj t\u00eb regjistruara<\/li>\n<li>me p\u00ebrdorimin e mjeteve p\u00ebr identifikim elektronik n\u00eb korniza t\u00eb skem\u00ebs s\u00eb regjistruar p\u00ebr identifikmi elektronik t\u00eb nivelit t\u00eb lart\u00eb t\u00eb siguris\u00eb, n\u00eb p\u00ebrputhje me ligjin<\/li>\n<\/ul>\n<p>Gjat\u00eb identifikimit t\u00eb klientit, shoq\u00ebria financiare i siguron t\u00eb pakt\u00ebn t\u00eb dh\u00ebnat si n\u00eb vijim:<\/p>\n<p>-em\u00ebr dhe mbiem\u00ebr,<\/p>\n<p>-numri i vet\u00ebm am\u00eb i qytetarit (EMBG),<\/p>\n<p>-numri i let\u00ebnjoftimit\/pasaport\u00ebs s\u00eb vlefshme,<\/p>\n<p>-adresa e banimit,<\/p>\n<p>-posta elektronike (n\u00ebse klienti ka post\u00eb elektronike por ka p\u00ebr q\u00ebllim t\u00eb aplikoj\u00eb elektronikisht),<\/p>\n<p>-numri telefonik (numri fiks apo celular n\u00ebse klienti ka p\u00ebr q\u00ebllim t\u00eb aplikoj\u00eb elektronikisht)<\/p>\n<p>-emri i pun\u00ebdh\u00ebn\u00ebsit (p\u00ebr klient\u00ebt q\u00eb jan\u00eb n\u00eb marr\u00ebdh\u00ebnie pune)<\/p>\n<p>N\u00ebse klienti ka ndonj\u00eb ndryshim n\u00eb t\u00eb dh\u00ebnat personale, k\u00ebt\u00eb p\u00ebrdit\u00ebsim shoqata financiare do t\u00eb duhet ta b\u00ebj\u00eb ekskluzivisht me pranin\u00eb fizike t\u00eb klientit. N\u00ebse n\u00eb at\u00eb moment t\u00eb identifikimit fizik klienti nuk ka shprehur q\u00ebllimin t\u00eb aplikoj\u00eb elektronikisht, si rrjedhoj\u00eb nuk i ka futur t\u00eb dh\u00ebnat nga neni 13 paragarfet 13, 2, 5 dhe 6 t\u00eb k\u00ebsaj rregulloreje, e m\u00eb pas ka aplikuar elektronikisht, shoqata financiare nuk do t\u2019ia miratoj\u00eb kredin\u00eb n\u00eb m\u00ebnyr\u00eb elektronike.<\/p>\n<ul class=\"ui-sortable-handle\">\n<li><a href=\"https:\/\/sdk.mk\/index.php\/neraskazhani-prikazni\/finansiskite-drushtva-ke-moraat-da-kontroliraat-identitet-na-baratel-na-brz-kredit-drzhavata-konechno-se-svesti-po-nizata-izmami-so-ukradeni-lichni-podatotsi\/\"><strong><em>SHOQATAT FINANCIARE DO T\u00cb DUHET T\u00cb KONTROLLOJN\u00cb IDENTITETIN E K\u00cbRKUESIT T\u00cb KREDIS\u00cb S\u00cb SHPEJT\u00cb, SHTETI M\u00cb N\u00cb FUND U VET\u00cbDIJ\u00cbSUA PAS SERIS\u00cb S\u00cb MASHTRIMEVE ME T\u00cb DH\u00cbNAT PERSONALE T\u00cb VJEDHURA<\/em><\/strong><\/a><\/li>\n<\/ul>\n<p>Ligji p\u00ebr shoqatat financiare i cili nuk i rregullon k\u00ebto detaje, \u00ebsht\u00eb miratuar n\u00eb korrik t\u00eb vitit t\u00eb kaluar, kurse rregullorja pas 8 muajve.<\/p>\n<p><em><strong class=\"ui-sortable-handle\">S. K. DELEVSKA\u00a0<\/strong><\/em><\/p>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Ministri i financave Fatmir Besimi m\u00eb n\u00eb fund miratoi Rregullore p\u00ebr mbrojtje t\u00eb qytetar\u00ebve nga marrje e kredive t\u00eb shpejta [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":218045,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"no","inline_featured_image":false},"categories":[3085,3087],"tags":[],"imageURL":"https:\/\/sdk.mk\/wp-content\/uploads\/2024\/04\/pari-evra-3272378278-650x341.jpg","thumbURL":"https:\/\/sdk.mk\/wp-content\/uploads\/2024\/04\/pari-evra-3272378278-250x131.jpg","categoryNames":["Histori t\u00eb parr\u00ebfyera","Maqedonia"],"feature_caption":"Nuk dihet n\u00ebse qyetar\u00ebt n\u00eb em\u00ebr t\u00eb t\u00eb cil\u00ebve ndonj\u00eb mashtrues ka marr\u00eb kredi t\u00eb shpejt\u00eb do t\u00eb duhet t\u2019i kthejn\u00eb parat\u00eb, apo do t\u00eb k\u00ebrkohet opsion q\u00eb t\u00eb shp\u00ebtohen. 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